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Payment & Insurance Information - Joan Rabinor, LCSW-C

Payment and Insurance


I accept cash or checks and ask that payment be made at the time of service. I will provide you with a billing statement for your records or for you to submit to your insurance company.


My services as a licensed clinical social worker may be covered in full or in part by your health insurance or employee benefit plan. I participate with CareFirst, Cigna, and Medicare insurance plans. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • What is the coverage per session (CPT code 90837) for a clinical social worker?
  • Is authorization required from my insurance company before my first session?

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Joan Rabinor and TherapySites expressly disclaim all warranties and responsibilities of any kind, whether express or implied, for the accuracy or reliability of the content of any information contained in this site, and for the suitability, results, effectiveness or fitness for any particular purpose of the content. You are solely responsible for your use or reliance on such information and any foreseeable or unforeseeable consequences arising out of such use or reliance. In no event will Joan Rabinor or TherapySites be liable for any damages resulting from the use of or inability to use, the content, whether based on warranty, contract, tort or other legal theory, and whether or not Joan Rabinor or TherapySites is advised of the possibility of such damages. In no event will Joan Rabinor's and TherapySites's aggregate liability exceed U.S. $100.